28 Mar, 2025 Political cartoon-style illustration showing the U.S. Department of Education building on one side and the Small Business Administration on the other, representing the possible transfer of federal student loan oversight.

In early 2025, major shifts in federal student loan policy are reshaping the landscape for borrowers. With discussions of dismantling the Department of Education, the potential transfer of loan servicing to the SBA, and ongoing disruptions in income-driven repayment programs, this article breaks down what’s happening now—and what borrowers, agents, and advocates need to know moving forward.

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