Debt settlement can be a lifeline for individuals facing financial hardship, often caused by reduced income, unexpected expenses, or mounting medical bills. This solution is typically available for unsecured debts such as credit card balances, personal loans, and medical debts. While most programs require a minimum of $6,000 in eligible debt to qualify, cases with over $15,000 in debt tend to achieve the most significant results. Understanding these criteria is essential for determining if debt settlement is the right step toward regaining financial stability.

We aim to respond to all inquiries within 24–48 business hours. For urgent matters, you can call us directly during business hours.

Our team is available Monday through Friday, from 8:00 AM to 5:00 PM (PST), excluding major holidays.

Yes, you can reach us at (888) 870-7922 during our regular business hours.

You can ask about our debt settlement programs, federal student loan relief options, medical debt solutions, employee benefit offerings, and partnership opportunities for agents and businesses.