The 2025 government shutdown has frozen key federal support for borrowers. Loan applications are delayed, hold times are spiking, and the risk of credit damage is rising. Here’s how to protect yourself until Washington reopens.
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The 2025 government shutdown has frozen key federal support for borrowers. Loan applications are delayed, hold times are spiking, and the risk of credit damage is rising. Here’s how to protect yourself until Washington reopens.
In early 2025, major shifts in federal student loan policy are reshaping the landscape for borrowers. With discussions of dismantling the Department of Education, the potential transfer of loan servicing to the SBA, and ongoing disruptions in income-driven repayment programs, this article breaks down what’s happening now—and what borrowers, agents, and advocates need to know moving forward.
