With credit card APRs nearing 25% and relief from the Fed nowhere in sight, families are facing painful choices. This article breaks down what today’s interest rates mean for your wallet, and the debt settlement strategies that might actually help.
The Senate’s “Big Beautiful Bill” is here, and it could either boost your budget or tighten the squeeze. This article breaks down the winners, losers, and what to watch as taxes, benefits, and household costs shift.
The Senate just passed the most sweeping student loan overhaul in decades. From new limits to longer forgiveness timelines, this article breaks down what it means for borrowers today and tomorrow.
Some states are digging deeper into debt while others are starting to climb out. This article breaks down the newest credit card data, explains the “why” behind the trends, and shows you what it means for your wallet.
Credit card delinquencies are rising fast—even as overall debt shrinks. This guide explores what’s causing the spike, who’s affected, and how consumers can regain control before it’s too late.
APR averages have surged to 24%…the highest in history. This article explains how we got here, what it costs the average household, and what you can do about it.
Major changes to federal student loan programs are on the horizon. This breakdown explains what the One Big Beautiful Bill Act (OBBBA) means for current borrowers, future students, and schools.
Debt settlement can impact your credit, but that doesn’t mean recovery is out of reach. Learn how to protect your score during the process, and rebuild it stronger after, with real steps that work in the real world.
When 25% of Americans start financing groceries, we’re no longer talking about convenience, we’re talking about survival. This deep dive into Buy Now, Pay Later (BNPL) reveals how a once-trendy payment tool is becoming a warning sign of growing financial instability.
Student loan collections are officially back—and for borrowers in default, that could mean wage garnishment, tax refund seizure, and even Social Security offsets. This update breaks down what’s changing, what it means for your paycheck, and what you can do now to protect yourself.
