Helping you explore relief options to manage and reduce your student loan debt.
Federal Student Loan Assistance
- Lower Monthly Payments
- Simplified Process
- Annual Recertification
Overview of Federal Student Loan Assistance
Federal student loan assistance provides tailored solutions to help borrowers manage and reduce their student debt. This includes programs like loan forgiveness, income-driven repayment plans, and deferment options designed to ease financial burdens. By navigating these relief options, borrowers can achieve greater financial stability while addressing their unique loan repayment challenges.

Types of Federal Student Loan Relief
Loan Forgiveness Programs
Programs such as Public Service Loan Forgiveness (PSLF) help borrowers in public service roles reduce or forgive remaining debt.
Learn MoreIncome-Driven Repayment Plans
Monthly payments are adjusted based on your income, ensuring loan repayment becomes more affordable, and flexible.
Learn MoreDeferment and Forbearance
Temporary relief from payments is provided during times of financial hardship or other qualifying personal situations.
Learn MoreHow Our Federal Student Loan Assistance Works
Assessment
We evaluate your loan type, financial situation, and goals to determine eligible relief options.
Application Support
Our team guides you through the process, ensuring all documentis accurate.
Ongoing Assistance
We provide follow-up support to help you stay on track with your repayment or forgiveness plan.
Eligibility Requirements
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Federal Loan Types
Eligibility for federal student loan assistance programs often depends on the type of loans you have. Eligible loan types typically include Direct Loans, Federal Family Education Loans (FFEL), and Perkins Loans. Understanding which loans qualify is essential, as eligibility criteria may vary by program.
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Income-Driven Repayment Eligibility
Income-driven repayment plans are designed for borrowers with federal student loans who demonstrate financial need. Eligibility is based on factors such as income, family size, and state of residence. These plans adjust monthly payments to an affordable percentage of your discretionary income, offering flexibility for those with limited earnings.
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Public Service Loan Forgiveness (PSLF)
The Public Service Loan Forgiveness program provides significant relief for borrowers employed in qualifying public service roles. To be eligible, borrowers must work full-time for a government or nonprofit organization and make 120 qualifying payments under a qualifying repayment plan. This program rewards long-term commitment to public service by forgiving remaining loan balances after the required payments are made.
Proven Solutions That Make a Difference
Real Results, Real Relief
Izzy helped me and after discussing how to get me get out of debt, I felt so much better! Thanks for the service!
Jennifer B

I can’t believe just how much this one phone call has taken off my shoulders. I dug myself into a hole with the payday loan that was going to cost me thousands and thousands of dollars for just a $4000 loan. Izzy has been a lifesaver trying to show me a better way. And I am so grateful and thankful that she was there to help me today She was knowledgeable and friendly and patient with my computer skills and I really appreciate it
Kimberly G

Izzy was very kind and patient. She explained the process in a manner that I was able to understand. Even after the entire process, I am still able to get in contact with Izzy and she will respond in a timely manner. I definitely recommend her to others. 🙂
Rosita C

My representative was Frank G. Amazing experience! I had talked to other agencies that deal with my debt challenge, never felt comfortable until I contacted Relief Strategies. I was extremely lucky to find Frank on the phone. He was understanding, considerate and compassionate. Once we talked and he gave me the facts and opinions i immediately signed for their services! He is great to work with. Give him a call
Frank B

Izzy, you are AMAZING! Your ability to help me see the BIG picture was eye opening and alarming. I was trapped, a POW to debt and I didn't even know. I praise God for you and your team of soldiers, fighting for me. Thank you 😊
Gloria G

Izzy was very personable and knowledgeable about the program and all that it offers. She made it a less stressful experience.
Sonja W

Federal Student Loan Assistance F.A.Q.s
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Am I eligible for Public Service Loan Forgiveness (PSLF)?
Public Service Loan Forgiveness (PSLF) is available for borrowers employed full-time in qualifying public service roles, such as government or nonprofit organizations. Eligibility requires making 120 qualifying payments under an income-driven repayment plan while working for a qualifying employer.
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How does income-driven repayment work?
Income-driven repayment plans adjust your monthly payment based on your income and family size. These plans aim to make payments affordable and may include forgiveness of any remaining balance after 20-25 years, depending on the plan.
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What happens to my credit score if I defer my student loans?
Deferring your student loans can protect your credit score, as loans in deferment are reported as current on your credit report. However, interest may continue to accrue during this period, increasing the overall balance.
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Need a lower monthly payment plan?
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Ready to Explore Your Federal Student Loan Relief Options?
Connect with our team to discuss which options may be available for you.
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