DTI is a financial vital sign. If too much of your income is already spoken for, no budget trick will fix it. Here’s how to calculate your DTI, what it means, and when it’s time to get real help.
Some states are digging deeper into debt while others are starting to climb out. This article breaks down the newest credit card data, explains the “why” behind the trends, and shows you what it means for your wallet.
Credit card delinquencies are rising fast—even as overall debt shrinks. This guide explores what’s causing the spike, who’s affected, and how consumers can regain control before it’s too late.
APR averages have surged to 24%…the highest in history. This article explains how we got here, what it costs the average household, and what you can do about it.
Major changes to federal student loan programs are on the horizon. This breakdown explains what the One Big Beautiful Bill Act (OBBBA) means for current borrowers, future students, and schools.
Debt settlement can impact your credit, but that doesn’t mean recovery is out of reach. Learn how to protect your score during the process, and rebuild it stronger after, with real steps that work in the real world.
