Credit card delinquencies are rising fast—even as overall debt shrinks. This guide explores what’s causing the spike, who’s affected, and how consumers can regain control before it’s too late.
APR averages have surged to 24%…the highest in history. This article explains how we got here, what it costs the average household, and what you can do about it.
Major changes to federal student loan programs are on the horizon. This breakdown explains what the One Big Beautiful Bill Act (OBBBA) means for current borrowers, future students, and schools.
Debt settlement can impact your credit, but that doesn’t mean recovery is out of reach. Learn how to protect your score during the process, and rebuild it stronger after, with real steps that work in the real world.
By James Farias Founder & CEO, Relief Strategies, LLC If you’ve ever looked up debt settlement on Reddit, TikTok, or YouTube, you’ve probably […]
When 25% of Americans start financing groceries, we’re no longer talking about convenience, we’re talking about survival. This deep dive into Buy Now, Pay Later (BNPL) reveals how a once-trendy payment tool is becoming a warning sign of growing financial instability.
Student loan collections are officially back—and for borrowers in default, that could mean wage garnishment, tax refund seizure, and even Social Security offsets. This update breaks down what’s changing, what it means for your paycheck, and what you can do now to protect yourself.
Ollie the Ostrich isn’t just a mascot—she’s leading a new conversation around debt. In this behind-the-scenes update, meet the face of Relief Strategies’ movement toward more approachable financial literacy, and get a sneak peek at what’s coming next, from webcomics to children’s books.
President Trump’s new tariff policy may aim to protect American industry, but it could come at a steep cost to consumers. This article explores the historical and modern consequences of tariffs—rising household expenses, job losses, and increased debt—and what individuals can do to protect their financial health in a shifting economic landscape.
In early 2025, major shifts in federal student loan policy are reshaping the landscape for borrowers. With discussions of dismantling the Department of Education, the potential transfer of loan servicing to the SBA, and ongoing disruptions in income-driven repayment programs, this article breaks down what’s happening now—and what borrowers, agents, and advocates need to know moving forward.
