Major changes to federal student loan programs are on the horizon. This breakdown explains what the One Big Beautiful Bill Act (OBBBA) means for current borrowers, future students, and schools.
Debt settlement can impact your credit, but that doesn’t mean recovery is out of reach. Learn how to protect your score during the process, and rebuild it stronger after, with real steps that work in the real world.
By James Farias Founder & CEO, Relief Strategies, LLC If you’ve ever looked up debt settlement on Reddit, TikTok, or YouTube, you’ve probably […]
When 25% of Americans start financing groceries, we’re no longer talking about convenience, we’re talking about survival. This deep dive into Buy Now, Pay Later (BNPL) reveals how a once-trendy payment tool is becoming a warning sign of growing financial instability.
Student loan collections are officially back—and for borrowers in default, that could mean wage garnishment, tax refund seizure, and even Social Security offsets. This update breaks down what’s changing, what it means for your paycheck, and what you can do now to protect yourself.
Ollie the Ostrich isn’t just a mascot—she’s leading a new conversation around debt. In this behind-the-scenes update, meet the face of Relief Strategies’ movement toward more approachable financial literacy, and get a sneak peek at what’s coming next, from webcomics to children’s books.
President Trump’s new tariff policy may aim to protect American industry, but it could come at a steep cost to consumers. This article explores the historical and modern consequences of tariffs—rising household expenses, job losses, and increased debt—and what individuals can do to protect their financial health in a shifting economic landscape.
In early 2025, major shifts in federal student loan policy are reshaping the landscape for borrowers. With discussions of dismantling the Department of Education, the potential transfer of loan servicing to the SBA, and ongoing disruptions in income-driven repayment programs, this article breaks down what’s happening now—and what borrowers, agents, and advocates need to know moving forward.
The potential abolishment of the Consumer Financial Protection Bureau (CFPB) could drastically change debt collection practices, leaving consumers with fewer protections against predatory tactics. This article explores the role of the CFPB, what might happen if it were dismantled, and what alternatives—if any—could step in to safeguard consumer rights. Stay informed about how this shift could impact financial regulations and your rights as a borrower.
Debt settlement isn’t just about reducing what you owe—it’s about regaining financial freedom and peace of mind. For many, the stress of overwhelming debt takes a toll on both mental and emotional well-being. In this article, we explore the financial and psychological benefits of debt settlement, how it compares to other debt relief options, and why it can be a powerful tool for rebuilding stability. If you’re feeling trapped by debt, this could be the fresh start you need.
